With respect to debt purchasers, they pretty much mandate them to report them as "open" account types. SMS Financial through litigation has supplied us with this information.
As such, dispute any erroneous account type or status with TU and pray they verify it. It will be a FDCPA violation for the furnisher as well as a FCRA violation under 1681s-2b and a FCRA violation for TU.
If this should happen, contact Jason Wade Barnette, Attorney at Law, at Barnette Law Offices, LLC. Our main number is 615-585-3885. Our you may us contact at http://barnettelawofffices.com. This applies to TN residents only.
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