Jason Wade Barnette, Esq. Sues Rip Off Report

Jason Barnette, Esq., of Barnette Law Offices, LLC, instituted a civil action today against Xcentirc Ventures, LLC, Rip Off Report and Ed Madegeson. The action was filed in the Circuit Court of Kanawha County, WV under Case Number 08-C-1859.

Barnette Law Offices, LLC - Our Number One Question

I am often asked by people "what are the ways to fix bad credit." The answer is fairly simple, the right way to fix credit is dispute and remove inaccurate information from the credit files, protect the rights afforded to you under the FDCPA dispute questionable debts without hesitation.

For inaccurate items that remain thereafter, contact Jason Barnette at Barnette Law Offices, LLC if you are a TN resident.

Barnette Law Offices, LLC
http://www.barnettelawoffices.com
615-585-3885

New Anti-Consumer Law About To Pass

Credit Cardholder's Bill of Rights Passed in House
Tuesday September 23, 2008
The Credit Cardhlder's Bill of Rights is one step closer to becoming a reality. The act passed in the House today with a vote of 312 to 119.
If passed, the Bill of Rights will make several amendments to consumer credit laws prohibiting lenders from certain predatory actions. For example, credit cards will no longer be able to use the double billing cycle method of calculating finance charges. They will also be required to send billing statements at least 21 days before the due date, giving consumers more time to pay their bills.
Next, the proposal must be passed by the Senate and signed by the President to be made into a law.Read The Credit Cardholder's Bill of Rights for a list of changes the law would make.

Barnette Law Offices, LLC - Wait Before Buying That House

Anyone in the market for a new home may want to wait just a little bit. There are rumblings in Congress for FHA to re-implement their down payment assistance program. Without it, sales are going to plummet insofar as FHA now requires between a 3% to 5% down payment plus PMI. In this economy, most people don't have that money laying around.

Thus, wait a few weeks and see how this shakes

Watch for Account Status with Trans Union

With respect to debt purchasers, they pretty much mandate them to report them as "open" account types. SMS Financial through litigation has supplied us with this information.

As such, dispute any erroneous account type or status with TU and pray they verify it. It will be a FDCPA violation for the furnisher as well as a FCRA violation under 1681s-2b and a FCRA violation for TU.

If this should happen, contact Jason Wade Barnette, Attorney at Law, at Barnette Law Offices, LLC. Our main number is 615-585-3885. Our you may us contact at http://barnettelawofffices.com. This applies to TN residents only.

Watch out for Experian's Date of Status . . .

They have a tendency to mark the date of status as the date the account tradeline was verified. If so, dispute it again as erroneous. If they verify it once more or fail to investigate it a second time, consult an attorney If you're in TN consult Jason Wade Barnettte of Barnette Law Offices, LLC. Our number is 615-385-5885. Our webssite is http://barnettelawoffices.com.